
“A banker? Me?“
“Yes, Mr Lipwig.”
“But I don’t know anything about running a bank!”
“Good. No preconceived ideas.”
“I’ve robbed banks!”
“Capital! Just reverse your thinking,” said Lord Vetinari, beaming. “The money should be on the inside.”
Moist von Lipwig, former masterful thief and swindler Albert Spangler, is soon to become former Postmaster in this Discworld novel by Terry Pratchett. Don’t be deluded by the title, it is not – and I repeat, NOT — a self-help guide to making you rich. Instead, plenty of philosophical questions about money is hidden beneath the complex and wacky plot of how Lipwig is about to start his goal of making money.
“People who understand banks got it into the position it is in now,” said Vetinari. “And I did not become ruler of Ankh-Morpork by understanding the city. Like banking, the city is depressingly easy to understand. I have remained ruler by getting the city to understand me.”
Lord Vetinari, ruler/tyrant/dictator of Ankh-Morpork is the one who offered Lipwig a new life after a false hanging. Now he’s tightening the noose in an attempt to revamp the banking sector of the city, so as to ensure the government can get their hands on enough cash to carry out plans. Lipwig remains hesitant, however, but is nonetheless thrust into it by inheriting the ownership of the chairman of the bank, who goes wuff and doesn’t chair meetings but licks the legs of chairs . He also has to deal with the Lavish family, who owns the other 49% of the shares, and seem to be more than willing to ensure Chairman Fusspot dies of (un)natural causes as soon as possible. Within the bank, he has to deal with entrenched methods like coin-manufacturing which is inefficient (a farthing costs more than a penny to manufacture yet has less worth?!), the Chief’s Cashier’s undying loyalty to gold and a sexually liberated golem who drives him mad. With the return of his fiancee and the news that she has discovered some hidden golems, the city of Ankh-Morpork and the banking sector is able to face a crisis that only Lipwig can handle. And who heck is that reverend of Om who knows his true name?! Oh and did I mention the Igor who tries to transfer the note-artist’s brain into a turnip, the budding economist Hubert with his machine the Glooper and the 300-year old necro — I mean Professor of Postmortem Communications — Professor Flead who keeps trying to look up Lipwig’s fiancee’s skirt?
“But, you see, once you have made it, a penny keeps on being a penny,” said Mr Bent. “That’s the magic of it.”
“It is?” said Moist. “Look, it’s a copper disc. What do you expect it to become?”
“In the course of a year, just about everything,” said Mr Bent smoothly. “It becomes some apples, part of a cart, a pair of shoelaces, some hay, an hour’s occupancy of a theatre seat. It may even become a stamp and send a letter, Mr Lipwig. It maight be spent three hundred times and yet — and this is the good part — it is still one penny, ready and willing to be spent again. It is not an apple, which will go bad. It’s worth is fixed and stable. It is not consumed.” Mr Bent’s eyes gleamed dangerously, and one of them twitched. “And this is because it is ultimately worth a tiny fraction of the everlasting gold!”
“But it’s just a lump of metal. If we used apples instead of coins, you could at least eat the apple,” said Moist.
“Yes, but you can only eat it once. A penny is, as it were, an everlasting apple.
“Which you can’t eat. And you can plant an apple tree.”
“You can use the money to make more money,” said Bent.
“Yes, but how do you make more gold? The alchemists can’t, the dwarfs hang on to what they’ve got, the Agaeteans won’t let us have any. Why not go on the silver standard? They do that in BhangBhangduc.”
Welcome to the Discworld, where reality is so entangled with Pratchett’s fantasy world that you start to see parallels whether you want to or not. One of the key themes that screams out as you read this novel is that of the gold standard and what it truly means. Today, paper money is an accepted form of currency, and we treasure it as if it were real gold. Truly, it represents a promise that the bank will exchange the piece of paper for an equivalent value of gold should you want to. But why? What’s the value of gold that makes it larger than life? At least apples can be eaten, but can gold be? What is the whole point of tying the value of currency to gold? Why not potatoes? Just merely because it’s rare? Then why not diamonds? I don’t guarantee that you’ll get all the answers in the book, but at least it stimulates one to think about them. Very interesting indeed.
“An error, sir, is worse than a sin, the reason being that a sin is often a matter of opinion or viewpoint or even of timing, but an error is a fact and it cries out for correction.”
The Chief Cashier and suspected vampire Mr Bent, holds error to be worse than sin. And Moist von Lipwig’s idea of printing paper, in his opinion, is the worst mistake than could ever be committed! How dare he undermine the true value of the metal that never decays?!
“And we talked to some of the lads from the Post Office last night and they said we could trust Mr Lipwig’s word ‘cos he’s as straight as a corkscrew.”
“A corkscrew?” said Bent, shocked.
“Yeah, we asked about that, too,” said Shady. “And they said he acts curly but that’s okay ‘cos he damn well gets the corks out!”
Unfortunately, or fortunately (depending on your viewpoint), the other bank staff do not share Mr Bent’s opinion. With Lipwig’s previous sparkling records in reviving the Postal system, it is highly unsurprising that people were charmed by him and his ways. Oh, do read Going Postal too, preferably before Making Money (I have, a long time ago); it’ll clear up some plot questions about the man in the Golden Suit.
Making Money is a great novel to read and reread and I definitely suggest you start now. Lord Vetinari’s traps, Moist von Lipwig’s smooth talking, Cosmo Lavish’s pathetic obsession, the gold standard, turnips, golems… this book has them all. Enter the magical world of Discworld, where reality is reflected (maybe distorted) at almost everywhere you look, after all, angles are fractal.






